What to Look For in Insurance Coverage
If you have a vaginal cancer diagnosis, your best source of hope is to learn as much as you can about the condition, its treatment options, symptoms, and possible causes
But you don't need to have your cancer diagnosed by a doctor in order to start finding answers to all of these questions.
Only a dedicated team of gynecological oncology experts will educate you about what to look for when you suspect that you have vaginal cancer. You've likely already seen the signs that you have the disease, so the first step is to get your doctor to make a definitive diagnosis. Then, only after you know what your future may hold will you be able to make informed decisions about treatment options.
You've probably heard the phrase, "early detection is the key to successful treatment," but did you know that knowing about the signs and symptoms of vaginal cancer can help to speed up the process? Only a dedicated team of gynecological oncologists will educate you about what to look for when you suspect that you have vaginal cancer. For example, a physician might recommend an endoscopy to confirm that you have the disease, but you may not have some of the required information on your own. You may not have any of the symptoms, such as abnormal bleeding, that will alert you to a problem with the cancer itself. In fact, some people with cervical cancer never even realize that they have it until it's too late.
When you work with a gynecological oncology expert, you'll receive routine pelvic exams, which will help to determine whether or not there are any abnormalities, and if so, what those abnormalities might be. You may also be asked to complete pelvic exams if you think that you may have an infection such as bacterial vaginosis, as well as questions about your health history.
If you have vaginal cancer, you may also be given tests, such as Pap smears, to help confirm the diagnosis. If there is an infection or if it's malignancy, your doctor will most likely recommend that you have radiation or surgery to remove the cancerous cells from your cervix. In very serious cases, your doctor may have to remove both the uterus and the ovaries in order to cure the disease. The removal of these organs, which are important parts of the reproductive system, will often cause major complications.
If you are a woman, it is important to know what treatment options are available to you. If you are diagnosed with cancer, it is likely that your insurance company does not cover most of the costs of your treatment. In this case, you may have to pay out of pocket, either through a private insurance plan or through an HMO. Because cancer is very rarely covered by private insurance plans, you will have to take out a special type of insurance known as a indemnity plan to pay for your treatment.
Reimbursement plans are usually more expensive than regular health insurance plans, but you can usually be sure that you will have coverage if you ever have to go to the hospital, have radiation therapy, or have surgery for cancer. Even if you go to the doctor, you still have a choice. Many reimbursement plans include certain preventative measures and certain prescription drugs in addition to treatment.
It is important to find out what is covered by your existing health plans because many companies cover certain things that are not covered by private health plans. If you do not have health insurance, you can contact your employer to find out what they offer in terms of coverage. Be sure to read our claims plans carefully to ensure that you are getting the best insurance policy for your needs.